Don Frazier -Attorney at Law      Experience. Compassion. Results.

For over 20 years, I have made it possible for thousands of hard working people to get rid of heavy debt, such as credit card and medical bills.  Bankruptcy is not a bad word –   it’s an important set of laws that helps individuals obtain relief from overwhelming debt.

Deep debt can happen to almost anyone, from Donald Trump to you and me.  It’s often caused by events out of our control, such as  job loss, divorce, illness, death of a family member, foreclosure or business failure. For example, you get sick so you can’t work. Then without income, you can’t afford health insurance, so the medical bills pile up further. Your debt continues to snowball and soon you’re looking at foreclosure or worse.

Most of my clients are honest, hard working people who were always responsible with their finances, but life took an unexpected turn for the worse and they needed my help to make a fresh start. That’s what I love to do – give people a fresh start.

I’ll stop the harassing calls.  I’ll stop the angry letters. I’ll get you a chance to start over and begin rebuilding your credit. Good credit can happen faster than you think!

I also explore non-bankruptcy solutions with my clients, and I have experience in working out loan modifications.  Sometimes a loan modification, without bankruptcy, will solve the problem.

Please call or email me to ask questions about bankruptcy or other legal matters.  If I can’t help you with your case, I’ll find someone who can.  Call me at 212-385-3959 or email me: don@donfrazierlaw.com

For your initial free consultation, email or phone is fine, but we’ll need to meet at my office in order for me to represent you.

Free Consultation and Payment Plans

Initial consultations are free and payment plans are available.  Contact me today to set up an appointment.

Chapter 7 Eligibility: You are eligible to file for Chapter 7 discharge after eight years have passed from a previous Chapter 7 discharge, or six years have passed from a previous Chapter 13 discharge.

Chapter 13 Eligibility: You are eligible to file for Chapter 13 bankruptcy after four years have passed from a previous Chapter 7 discharge or two years have passed from a previous Chapter 13 discharge.

90 Days Before Filing for Bankruptcy: You must have been a New York state resident for at least 90 days before filing for bankruptcy. If you have not lived in New York for more than 90 days, you must file for bankruptcy in your previous state.

How Much Does Don Frazier Charge for a Bankruptcy?

There are three categories of costs for a straight Chapter 7 bankruptcy:

Filing Fee: The filing fee to the court is a flat $299.

Counseling Courses: Taken by telephone or online they cost $25 – $35.

Attorney’s Fee: In New York City, most lawyers charge $1,200 – $1,500, depending on the complexity of the case. I charge $1,100 and payment plans are available.

The law firm of Donald Frazier, Attorney at Law, is a debt relief agency.  We help people file for relief under the United States Bankruptcy Code and have done so for over 20 years.